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So, you’ll want to match your M life Rewards tier level to World of Hyatt now if you don’t already have higher elite status with World of Hyatt. So, it’s generally best to use your Express Comps soon after you earn them. At select MGM Resorts outside of Las Vegas, you’ll earn Express Comps on table play based on your average bet and time played. At Las Vegas MGM Resorts, you’ll earn 25 Tier Credits per dollar spent on non-gaming spending. You can also earn eight Tier Credits per dollar spent with World of Hyatt hotels and resorts. Since M life Rewards has a status benefit year of Feb. 1 through Jan. 31, you’ll want to match your World of Hyatt status to M life Rewards in early February each year. And, you’ll also earn points from spending on the M life Rewards Mastercard. You can also earn M life Rewards points by spending on the M life Rewards Mastercard. You can redeem M life Rewards points for free slot play at MGM Resorts. You can redeem M life Rewards points for free slot play or you can convert M life Rewards points to Express Comps. As a cardholder, you’ll automatically be upgraded to M life Rewards Pearl status.

You could leverage this status to get matched to M life Pearl. If you have a World Of Hyatt Credit Card, you can get automatic Discoverist status and earn additional elite night credits via credit card spending. However, as you’ll see in this guide, the earnings and benefits vary based on your elite status tier as well as the MGM property you visit. But, in either case, you’ll need to visit an MGM Resort to use your points. Here’s everything you need to know about MGM’s M life Rewards program. However, many aspects of the M life Rewards program vary by location and the earning and redeeming details and rates can be opaque. First, the earning rates are low. But, there are a few aspects to the card that generally make it a sub-par option. If you have status with World of Hyatt, it can also make sense to join M life Rewards and then status match. If you are staying with MGM or gaming at an MGM property, you might as well join M life Rewards. Should I join M Life Rewards?

To do so, simply add your M life and Hyatt rewards number to your reservation and opt to earn M life Rewards Tier Credits at check-in. So, let’s take a closer look at points, Express Comps and Tier Credits. So, if earning and maintaining a high level of M life Rewards status is important to you, you may benefit from using the M life Rewards credit card. Specifically, M life Rewards is the loyalty program of MGM Resorts. While M life Rewards is a casino loyalty program, you may still get significant value from it if you don’t stay at MGM Resorts or gamble frequently. You’ll earn Tier Credits on most spending with M life Rewards. And, Tier Credits are how you requalify for tier status. Specifically, since M life Rewards points are worth one cent each, this means you’ll get a return of 3% at M life Rewards destinations, 2% on gas and supermarket purchases and 1% on everything else. M life Rewards elites earn additional bonus points, depending on status tier. Get the latest points, miles and travel news by signing up for TPG’s free daily newsletter. As an M life Rewards member, you can earn points, Express Comps and Tier Credits at MGM Resorts nationwide.

Keep in mind that if you don’t earn any points or Tier Credits for six months as a Sapphire Member or 12 months as a Pearl, Gold, Platinum or NOIR Member, they will expire. You may lose your Express Comps if you don’t earn any points or Tier Credits for six months as a Sapphire Member or for 12 months as a Pearl, Gold, Platinum or NOIR Member. Beyond this, you’ll earn three points and Tier Credits per dollar spent at M life Rewards destinations when you pay with your card. All of that being said, there are two primary reasons you may want to carry and use the M life Rewards credit card. If you are new to M life Rewards, it can be confusing to determine how to earn and redeem each type of reward. Through M life Rewards’ partnership with World of Hyatt and status matches offered by select MGM properties, you may be able to snag M life Rewards elite status with minimal effort. The Tier Credits earned in a tier status-earning year define your elite status level. Plus, you’ll earn two points and Tier Credits per dollar spent on gas and supermarket purchases.

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